So you’ve decided to send your child to early learning – how exciting!
For first-time parents, preparing for this new chapter involves more than just packing a backpack, it means understanding key essentials like the Child Care Subsidy (CCS). Navigating the CCS can seem daunting, but fear not! We’ve written a comprehensive guide to help demystify the process to help you understand how to maximise this support for your family’s benefit.
Here we explain everything you need to know about and to apply for CCS, making it easier for you to support your child’s educational adventure.
Did you know you can apply for the Child Care Subsidy (CCS) before you enrol your child in early learning?
Wait, what’s CCS? The Child Care subsidy is assistance to help families with the cost of childcare. Your child’s day in early learning is payable by a daily fee charged by the centre. The government may cover some of this fee, depending on your individual circumstances. This is what is referred to as the ‘subsidy’.
You may be eligible for the Child Care Subsidy if you meet a number of factors. The Child Care Subsidy (CCS) changed in July 2024 for families earning under $533,280. The percentage of CCS will vary depending on your family’s income, and the income limit to receive the maximum allowed CCS will increase as well. For families whose income is up to $83,280, you could receive up to 90% from the CCS toward your child’s daily fee.
If you have two or more children in care, subsequent children are eligible for a higher subsidy than the first child. For families who earn a total income of up to $141,321, those children will receive 95% from CCS off your daily fee.
There are several requirements to qualify for the Child Care Subsidy. You may qualify if:
• You or your partner care for the child a minimum of two nights / fortnight
• You or your partner are responsible for childcare fees
• The child meets immunisation requirements
• You use an approved child care service like Little Scholars!
Once you’re ready for your child to go into early learning, you can apply for CCS!
The CCS works on three factors:
• Your total combined family income
• The service type. This can be long day care, or outside-hours care such as vacation care
• How much ‘work-related’ activity you and your partner undertake each fortnight This includes paid work, volunteering, study and other activities as determined by education.gov.au. Job hunting, studying, starting a new business, volunteering and travel time – among others – are all eligible activities that will allow you to claim subsidised hours of care.
Our website has a handy calculator you can use to get an idea of how much CCS you’ll receive.
Apply for CCS via your MyGov Account, which is linked to Centrelink.
We recommend you do this as soon as you know when you might be sending your little one into early education and care, so it’s all set up and ready to go for your child’s first day. Don’t necessarily wait until you’ve enrolled with an early learning campus, because the entire process may take between four and six weeks, and if it’s not set up when you begin care, you may be paying full fees until it’s all complete.
Once your spot is booked in, confirm your Complying Written Agreement (CWA). When a CWA enrolment notice is created by the campus manager, there are two steps that need to be completed by the family:
1. You will be notified by email that the CWA is ready for you to agree to. A reminder will be sent via email should you not sign within 48 hours
2. Confirm your child’s government enrolment via MyGov. If you do not agree to the government enrolment, CCS cannot be paid.
During your Child Care Subsidy claim via MyGov, expect Services Australia to request a variety of documents to verify your eligibility. These may include financial details like bank account information, tax file numbers, and insights into your assets. Academic records, work-related documents like tax returns or pay slips, details about your living situation, relationship specifics, any international residence proofs such as visas, documentation regarding your children, and any relevant medical records are also crucial. Now that you know what to expect, we’d suggest these are prepared in advance to streamline your claim process.
Finally, we know change can be scary, overwhelming or confusing, as much for our parents as our little ones. We’re here for you from the day you book your tour to the day your child finishes their last day of kindergarten. We can absolutely help you navigate the CCS and other documents you need to help your child become a little scholars. Reach out to your campus manager, admin or any of the leadership team for guidance or further questions.
At Little Scholars School of Early Learning, we’re dedicated to shaping bright futures and instilling a lifelong passion for learning. With our strategically located childcare centres in Brisbane and the Gold Coast, we provide tailored educational experiences designed to foster your child’s holistic development.
Let us hold your hand and help looking for a child care centre. Leave your details with us and we’ll be in contact to arrange a time for a ‘Campus Tour’ and we will answer any questions you might have!
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Let us hold your hand and help looking for a child care centre. Leave your details with us and we’ll be in contact to arrange a time for a ‘Campus Tour’ and we will answer any questions you might have!
"*" indicates required fields